About 20/20 Insurance - Topbin Insurance

20/20 Insurance Brokers Ltd - Topbin Insurance Solutions – Insurance Partners Covering All Your Needs

Together 20/20 Insurance Brokers Ltd & Topbin Insurance Solutions work to provide you the coverage you need for rates that suit your budget.

20/20 Insurance Brokers have all the solutions you require for none group plan business or hard to place business. Serving the Niagara Region for over 30 years, 20/20 Insurance is here to meet your needs. We live, work and play right here where you live. We understand the unique needs of the people in Niagara because it’s our home too. 

Offering insurance for Auto, Home, Commercial, Party Alcohol, motorcycle, boat and all your toys, we can design a policy with your needs in mind giving you the coverage you need for the best price. Our customer service sets us apart as we work with you to navigate the often confusing world of insurance to help you see your insurance solutions clearly!

Topbin Insurance Solutions are the Group Insurance Specialists. We offer comprehensive insurance coverage for your property, auto, toys, business & travel needs. We have access to Group Plans with Competitive Rates and work with alumni and professional associations to provide meaningful solutions for home, auto and commercial insurance. With Topbin Insurance you’ll work with a real, live broker that will ask the right questions and take the time to get to know you and the things you hold dear. What you end up with a personalized insurance policy that fits you and only you.

Karen Cerca



Tel: 855-383-2884

Morgan Leckie

Operations Manager

Tel: 855-383-2884 ext 102

Lucas Schmediendorf


Sales Broker

Tel: 855-383-2884 ext 106

Suzanne Wismer


Customer Service Representative

Tel: 855-383-2884 ext 103

Barry Daniels


Sales & Service

Tel: 855-383-2884 ext 107